Why Social Security Disability Claims Are Often Denied

Applying for Social Security Disability benefits can be frustrating — especially when a claim is denied despite a serious medical condition. Unfortunately, denials are common, particularly for first-time applicants. For individuals across Southern Oklahoma, understanding why claims are denied can help avoid delays and improve outcomes moving forward.

Below are some of the most common reasons Social Security Disability claims are denied and what applicants should know about the process.

Incomplete or Insufficient Medical Evidence

One of the most frequent reasons for denial is a lack of detailed medical documentation. The Social Security Administration (SSA) requires clear medical records that show not only a diagnosis, but how the condition limits a person’s ability to work.

Claims may be denied if:

  • Medical records are outdated or incomplete

  • Treatment history is inconsistent

  • Doctors’ notes do not clearly explain functional limitations

  • Required exams or follow-ups are missing

Meeting Social Security’s definition of disability requires strong, well-organized medical evidence.

Not Meeting Social Security’s Definition of Disability

Social Security uses a very specific definition of disability. To qualify, a condition must be expected to last at least 12 months or result in death and must prevent substantial gainful employment.

Many claims are denied because:

  • The condition is considered temporary

  • The SSA believes the applicant can still perform some type of work

  • Limitations are not clearly documented

This does not mean the applicant is not disabled — only that the SSA does not yet believe the legal standard has been met.

Errors or Missing Information on the Application

The application process is detailed, and even small errors can lead to a denial. Missing information, inconsistent statements, or incomplete work history can negatively impact a claim.

Common issues include:

  • Incomplete work history

  • Missing medical providers or dates

  • Inaccurate descriptions of daily limitations

  • Missed deadlines or requests from Social Security

Accuracy and consistency are critical throughout the application process.

Income or Resource Limits (SSI Claims)

For Supplemental Security Income (SSI) claims, income and asset limits apply. A claim may be denied if the applicant’s income or resources exceed Social Security’s eligibility thresholds.

Understanding which program applies — SSDI or SSI — is an important step before filing.

A Denial Is Not the End of the Process

Many people are discouraged after receiving a denial, but it’s important to know that denials are common and appeals are a normal part of the Social Security Disability process. In fact, many successful claims are approved during the appeals or hearing stage.

Having experienced legal guidance during this phase can make a significant difference in how a case is presented and supported.

Helping Clients Across Southern Oklahoma Navigate Disability Claims

Polly Murphy, P.C. assists individuals throughout Southern Oklahoma with Social Security Disability claims and appeals. By helping clients gather proper documentation, meet deadlines, and prepare for each stage of the process, the firm works to reduce confusion and improve clarity during an often stressful time.

Speak With a Social Security Disability Attorney

If your Social Security Disability claim has been denied — or if you are considering applying — Polly Murphy, P.C. can help you understand your options. Serving clients across Southern Oklahoma, the firm is available to discuss your situation and guide you through the next steps.

To learn more about our services or to schedule a consultation, contact us today at (580) 223-2244.