Why Social Security Disability Claims Are Often Denied
Applying for Social Security Disability benefits can be frustrating — especially when a claim is denied despite a serious medical condition. Unfortunately, denials are common, particularly for first-time applicants. For individuals across Southern Oklahoma, understanding why claims are denied can help avoid delays and improve outcomes moving forward.
Below are some of the most common reasons Social Security Disability claims are denied and what applicants should know about the process.
Incomplete or Insufficient Medical Evidence
One of the most frequent reasons for denial is a lack of detailed medical documentation. The Social Security Administration (SSA) requires clear medical records that show not only a diagnosis, but how the condition limits a person’s ability to work.
Claims may be denied if:
Medical records are outdated or incomplete
Treatment history is inconsistent
Doctors’ notes do not clearly explain functional limitations
Required exams or follow-ups are missing
Meeting Social Security’s definition of disability requires strong, well-organized medical evidence.
Not Meeting Social Security’s Definition of Disability
Social Security uses a very specific definition of disability. To qualify, a condition must be expected to last at least 12 months or result in death and must prevent substantial gainful employment.
Many claims are denied because:
The condition is considered temporary
The SSA believes the applicant can still perform some type of work
Limitations are not clearly documented
This does not mean the applicant is not disabled — only that the SSA does not yet believe the legal standard has been met.
Errors or Missing Information on the Application
The application process is detailed, and even small errors can lead to a denial. Missing information, inconsistent statements, or incomplete work history can negatively impact a claim.
Common issues include:
Incomplete work history
Missing medical providers or dates
Inaccurate descriptions of daily limitations
Missed deadlines or requests from Social Security
Accuracy and consistency are critical throughout the application process.
Income or Resource Limits (SSI Claims)
For Supplemental Security Income (SSI) claims, income and asset limits apply. A claim may be denied if the applicant’s income or resources exceed Social Security’s eligibility thresholds.
Understanding which program applies — SSDI or SSI — is an important step before filing.
A Denial Is Not the End of the Process
Many people are discouraged after receiving a denial, but it’s important to know that denials are common and appeals are a normal part of the Social Security Disability process. In fact, many successful claims are approved during the appeals or hearing stage.
Having experienced legal guidance during this phase can make a significant difference in how a case is presented and supported.
Helping Clients Across Southern Oklahoma Navigate Disability Claims
Polly Murphy, P.C. assists individuals throughout Southern Oklahoma with Social Security Disability claims and appeals. By helping clients gather proper documentation, meet deadlines, and prepare for each stage of the process, the firm works to reduce confusion and improve clarity during an often stressful time.
Speak With a Social Security Disability Attorney
If your Social Security Disability claim has been denied — or if you are considering applying — Polly Murphy, P.C. can help you understand your options. Serving clients across Southern Oklahoma, the firm is available to discuss your situation and guide you through the next steps.